What is Debt Management ? Debt management is an informal arrangement between you and your creditors, negotiated by us on your behalf. We take details of your debts, income and outgoings, and provide proof to your creditors that you can't afford current repayment levels.
You make one affordable payment to us, which we distribute to your creditors. Typically, the new payment is half your existing payments, but will depend upon individual circumstances.
Problems Finding a loan? We are specialists in finding consolidation loans & Remortgage for people experience debt problems.
What is a Trust Deed? Often referred to as the Scottish IVA, a Trust Deed is voluntary arrangement, available only in Scotland. It offers debtors an alternative to sequestration, the Scottish equivalent of bankruptcy.